Skip to content
We donate 10% of our affiliate revenue to charity. Learn more

Money-transfer providers usable from Greece

The right provider depends mostly on how your recipient is paid — cash, bank deposit, or mobile wallet — more than on price. Cash/unbanked → Western Union or MoneyGram; mobile wallet → WorldRemit or Remitly; bank account → Wise (usually cheapest). And if it’s EUR within SEPA, a plain bank transfer often beats them all.

Match the provider to the payout method

  • Wise — bank deposit and mobile wallet (no cash pickup). Mid-market rate plus a flat fee — usually the lowest total cost when the recipient has a bank or wallet. Often same-day.
  • Revolut — bank deposit and Revolut-to-Revolut; mid-market on weekdays (weekend markup). Best for existing Revolut users.
  • Remitly — bank, mobile wallet, cash pickup, home delivery; Express (minutes) vs Economy (cheaper, 3–5 days). Strong on Asia/Africa corridors.
  • WorldRemit — bank, mobile wallet, cash pickup, airtime; a leader for mobile money (bKash, JazzCash, GCash).
  • Western Union / MoneyGram — the largest cash-pickup networks (200+ countries); best for rural or unbanked recipients. Variable fee plus an FX margin.
  • Your Greek bank (SWIFT) — bank-to-bank; the worst retail rate plus SWIFT fees. Reserve for large, formal transfers.
  • SEPA transfer — EUR bank-to-bank within SEPA at near-domestic cost; see SEPA transfers.

Three questions that pick the provider for you

  • Cash, bank, or wallet? This narrows the field faster than price.
  • Is the destination in SEPA? (The eurozone is; Albania now is.) If EUR-to-EUR within SEPA, use a SEPA transfer.
  • How fast must it arrive? Cash and wallet are minutes; bank deposits and “economy” tiers are cheaper but slower.

Can you send without a Greek account? Yes — a newcomer with no Greek bank account yet can still send cash via a Western Union or MoneyGram agent, or fund a Wise/Revolut/Remitly transfer with a card. To send you’ll pass KYC: ID (passport or residence permit), usually proof of address, and your AFM for larger or recurring sends.

How not to get cheated

these providers are payment institutions / EMIs — your funds in transit are safeguarded, not deposit-guaranteed (see safeguarded ≠ guaranteed). Pick by payout method, then compare two or three live on the amount received, and fund by bank transfer rather than card.

Related

compare on amount received · SEPA transfers · corridor guide · transfer scams & safety

This is general information, not financial advice. Provider availability and pricing change — confirm on each provider’s Greek page and quote live. WTP Finance is informational only.

Opracowanie i weryfikacja: Redakcja WeekTopPick · Jak weryfikujemy dane